Saturday, March 31, 2012

Engineered humans: Climate change solution?

So far, conventional solutions to global warming ? new government policies and changes in individual behavior ? haven't delivered. And more radical options, such as pumping sulfur into the atmosphere to counteract warming, pose a great deal of risk.

There may be another route to avoid the potentially disastrous effects of climate change : We can deliberately alter ourselves, three researchers suggest.

Human engineering, as they call it, poses less danger than altering our planet through geoengineering, and it could augment changes to personal behavior or policies to mitigate climate change, they write in an article to be published in the journal Ethics, Policy and the Environment.

"We are serious philosophers, but we might not be entirely serious that people should be doing this," said Anders Sandberg, one of the authors and an ethicist at Oxford University in the United Kingdom. "What we are arguing is we should be taking a look at this, at the very least." [ Save the Planet? 10 Bizarre Solutions ]

Their suggestions
In their article, they put forward a series of suggestions, intended as examples of the sorts of human engineering measures that people could voluntarily adopt. These include:

  • Induce intolerance to red meat (think lactose intolerance), since livestock farming accounts for a significant portion of greenhouse gas emissions.
  • Make humans smaller to reduce the amount of energy we each need to consume. This could be done by selecting smaller embryos through preimplantation genetic diagnosis, a technique already in use to screen for genetic diseases. "Human engineering could therefore give people the choice between having a greater number of smaller children or a smaller number of larger children," they write.
  • Reduce birthrates by making people smarter, since higher cognitive ability appears linked to lower birthrates. This could be achieved through a variety of means, including better schooling, electrical stimulation of the brain and drugs designed to improve cognitive ability, they propose.
  • Treat people with hormones, such as oxytocin, to make us more altruistic and empathetic. As a result, people would be more willing to act as a group and more sensitive to the suffering of animals and other people caused by climate change.

Engineering the Earth
Frustration with the gap between measures to address climate change and rising greenhouse gas emissions has prompted a colorful array of geoengineering, or planet-altering, solutions. These include pumping sulfur particles or other aerosols into the atmosphere to reflect the sun's warmth back out into space; seeding the oceans with iron to prompt algal blooms that would, in theory, suck carbon out of the atmosphere and eventually tuck it away in the seafloor; and perhaps most realistically, pumping the excess carbon into reservoirs and storing it there.

In general, these solutions are problematic because they cannot be ground-tested before being implemented, and once implemented, the effects would be global, according to Sandberg.

"If I want to test out one of those brain-enhancing devices, I can test it on medical students. If something goes wrong, I might get a lawsuit, but it is a localized problem. How do you test geoengineering ?" Sandberg said. "How many Earths do we have to test on?"

What's more, a change that benefits one country may hurt another, he said.

  1. More science news from msnbc.com

    1. 'Game of Thrones' plays off real-life sword science

      Science editor Alan Boyle's blog: All swords are not created equal, particularly when it comes to "Game of Thrones," the HBO series based on George R.R. Martin's sword-and-sorcery saga.

    2. Spectacular brain images reveal simple wiring
    3. Peru animal mounds likely oldest ever found
    4. How conservatives lost faith in science

Changing ourselves
The concept of human engineering isn't new. Sandberg studies the ethics of human enhancement, or "all the tools we have to mess with ourselves to improve our performance," as he puts it. "A lot of them are quite controversial, except the ones we don't recognize," he told LiveScience.

"Someone will tell you, 'I think it's horrible people take pills to become smarter,' but they are saying it over coffee," he said alluding to the alertness-enhancing effects of caffeine in the coffee. Supplementing salt with iodine is credited with preventing brain damage in infants, and as a result, boosting intelligence around the world.

Fluoride is put into water systems to protect our teeth, and we receive vaccines to protect against disease. Both measures ? just like human engineering measures that could address climate change ? carry risk, but they have been widely adopted, Sandberg and his colleagues point out.

"Now, we are not that interested in saying the government should impose any of this stuff. ? It is more interesting to think about what can people actually do to modify themselves that might be green," he said. "I am mildly skeptical if anything we propose is going to happen. I think it's most likely green changes to human nature aren't anything we have thought of."

You can follow LiveSciencesenior writer Wynne Parry on Twitter @Wynne_Parry. Follow LiveScience for the latest in science news and discoveries on Twitter @livescience? and on Facebook.

? 2012 LiveScience.com. All rights reserved.

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Kitchen Remodeling Ideas Three Free of charge Methods | Home ...

The majority of beneficial kitchen area upgrading suggestions have the freedom. No matter whether you do have a big kitchen or perhaps little your kitchen there are several stuff that you can use to add price in addition to comfort to your next kitchen area remodeling challenge. The following paragraphs will check out a few recommendations you might try out the next occasion you want good quality kitchen area remodeling thoughts.

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One. Call at your Nearby Block regarding Dreams

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Issues never visited an area avenue associated with goals close to you or you do not have an area. You ought to search for track and get and find out a number of the breathtaking residence setups. It is possible to find a few amazing kitchen area redesigning thoughts by means of seeing what exactly is fresh. Some builders may also work with completely new state-of-the-art devices along with other things which include a great deal of importance to look along with sense of your kitchen area that will not demand virtually any making or even hiring a specialist.

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3. Makes use of the No cost Places Online

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Another great thought is to search on the internet pertaining to households that are for sale across the country or in your city. These days with the World wide web nearly all very good real estate property practices can have many photos you can look at online and get some good great suggestions depending on the pictures on hand online.

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Three. A nearby Home improvement center

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Your third and last fantastic useful resource to find excellent kitchen redesigning concepts will be to call at your regional Property Website or even Lowes home improvement store. They will have many no cost leaflets and designs intended for superb kitchen upgrading tips. They feature these types of ideas for free of charge in hopes that you just buy the materials from them.

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BUILDING LOCAL WEALTH II ? REPORT ? Willits Economic ...

Holly Madrigal, John Sakowicz, Richard Cooper, Andy Schexnaydre.


Enthusiasm was high at the second forum on building local wealth sponsored by Willits Economic Localization (WELL) on March 25th.

The question underlying this event was whether WELL should play a role in stimulating or managing a connection between local investors and local entrepreneurs. Holly Madrigal, who serves on the Willits City Council in addition to the WELL coordinating committee, introduced and facilitated the forum.

Three experts in aspects of local finance and economic development presented for the first hour, followed by more information, ideas and interest in investing from some of the 50 or so in attendance.

Richard Cooper is director of the Mendo-Lake Credit Union (MLCU) and a board member of the Economic Development & Finance Corporation (EDFC), a non-profit organization that channels federal grants and loans to businesses in Mendocino County. Cooper noted that the MLCU has expanded greatly in the past few years, including noticeably after the Occupy Wall Street movement encouraged people to transfer their accounts to local institutions. Their focus is consumers: mostly auto loans, some home loans, and personal loans up to $20,000 that could be used for small start-up businesses. At the moment, they have a surplus of funds with not enough qualified borrowers.

he EDFC, on the other hand, is focused on job-creating business loans. There are success stories, such as the Gualala food co-op and [FILL IN].
However, as a ?lender of last resort,? these investments are higher risk, and there have been some failures, especially in recent hard economic times. John Kuhry, director of EDFC, noted that they currently have about $300,000 in funds not yet allocated to eligible businesses.

Both Cooper and Kuhry stressed their responsibility to wisely manage these public funds and to earn the public?s confidence. In addition to careful vetting of business plans, they often partner with other investment groups, such as the Arcata EDFC and local banks, to minimize the potential impact of a failed investment on any single institution. Richard Willoughby, of North Valley Bank, is one such partner interested in local investments.

Andy Schexnaydre is on the board of GoLocal Sonoma County and a socially-responsible financial planner. His prior experience included work for the Pacific Stock Exchange, UBS, and Financial West, ?all of which,? he noted, ?have their decision-making headquarters far away from local communities.? To illustrate the contrast, he showed an excerpt of ?It?s a Wonderful Life? in which George Bailey, the local banker, pleads with his patrons to have faith in the interactions that benefit both borrowers and lenders ? and the community ? at the local level.

Schexnaydre pointed out the traditional banking formula (that George Bailey operated under), where investors get 3% return, borrowers pay 6%, and the bank makes a 3% profit. ?In the 1970s,? he noted, ?Wall Street?s profit margin climbed to 15%. In 2007, it was 40%. That leaves investors with nearly 0% return, and borrowers paying exorbitant rates.?

?In February 2012,? Schexnaydre continued, ?five business giants agreed to a $25 billion settlement, with no criminal charges, for mortgage fraud ? after that fraud had contributed to an estimated $700 billion in real estate losses.? He rattled off some alphabet soup of the kinds of financial transactions that continue to run rampant on Wall Street, virtually none of which benefit local businesses or jobs.

?Some of the new ideas for local economies include ?crowd-funding,?
time-banking, and cooperatives,? said Schexnaydre. ?You have to be careful, but don?t be intimidated. Lending institutions are highly regulated, but individuals or small groups of private investors have lots of leeway.?

John Sakowicz, host of KZYX?s All About Money show, a past dealer on Wall Street, and recently appointed to the County Employees Retirement Board, was the third presenter. The MCERA manages investments of $352 million to secure retirement benefits for the County?s employees.

?When I was interviewed for appointment to the board, Supervisor Dan Hamburg asked what I thought of investing 1% of these funds locally,? recounted Sakowicz. ?My first reaction was that might conflict with my responsibility to protect the employees investment. But then I realized that local micro-loans, in partnership with EDFC and other banks, could be both safe and beneficial ? to the fund as well as the community.?

John Sakowicz, Richard Cooper, and Andy Schexnaydre


?When I brought up this idea to the MCERA,? he continued, ?I got blank stares.? Sakowicz urges citizens to lobby their Board of Supervisors and Shari Shapmire, County Treasurer, if they would like to see $3.5 million directed from this fund to invest in local job-creating businesses. He cited several precedents of pension funds successfully doing this type of alternative investment, including British Columbia, Ontario, and the States of Texas and Maryland. The California State retirement board, CalPers, has been making a 22% return on its alternative investment program of inner-city loans, for another example.

During the audience discussion, John Kuhry (of EDFC, noted earlier) mentioned that Yokayo Bio-fuels is considering a public offering to expand its business. He said that investors could choose what is coined ?patient capital? (or ?slow money?) ? keeping interest rates low and not expecting any immediate returns while a new business gets started.

Kuhry highly recommended that people attend a workshop ?Local Dollars, Local Sense,? which will be held in Hopland April 27th led by Michael Shuman, author of the same-titled book. Contact gro.cfdenull@nhoj to reg

Facilitator Holly Madrigal noted that the Willits Chamber of Commerce was the first Chamber to join BALLE, the nation-wide Business Alliance for Local Living Economies. ?BALLE sponsors very useful webinars and conferences to promote the kind of business-investor cooperation being explored in this forum,? said Madrigal.

Another Willits City Councilmember, Ron Orenstein, commented that his primary concern is local jobs, yielding a healthy local economy, rather than a cash yield on investments. Quite a few enterprises are interested in the ?business incubator? he is establishing at the Railroad Center. Orenstein, along with entrepreneur Ron Cole, feel there is great potential for synergy, using the wastes or bi-products of one business as the resource for another.

Keith Rutledge of REDI (Renewable Energy Development Institute in Willits) said they?re considering a program similar to Sonoma County?s PACE (Property-Assessed Clean Energy) which allows qualifying homes and businesses to finance energy improvements paid back through the property tax rolls.

Some of the other ideas brought up in the discussion session were stressing energy and food independence, choosing a ?pilot project? to invest in, or ?bundling? several businesses to encourage cooperation and minimize risk, producers and consumers co-operatives, buying local, and direct marketing.

About 3/4th of the audience members indicated interest in becoming local investors. Several WELL coordinating committee members indicated this topic will be high on WELL?s agenda this year.

John Kuhry email
Andy Schexnaydre http://www.golocal.coop
Richard Cooper email
John Sakowicz email

Source: http://well95490.org/blog/2012/03/29/building-local-wealth-ii-report/

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Investment & Vacation Homes Sales Surge :: Tucson | Oro Valley ...

More investors jumped into the market with cash in hand to acquire distressed and affordable properties, the National Association of Realtors said.

The combined share of investment and vacation home sales last year reached its highest level since 2005, NAR said. The association?s study shows investment-home sales growing 64.5% to 1.23 million in 2011, compared to 749,000 in 2010.

Vacation-home sales also jumped 7% to 502,000 last year, compared to 469,000 in 2010. In all, vacation purchases represented 11% of all transactions in 2011, compared to 10% in 2010.

Investment sales made up 27% of 2011 transactions, compared to 17% in 2010. Lawrence Yun, chief economist for NAR, said investors have been popping up in the market with cash in hand to acquire homes as prices sink to affordable levels along with low interest rates.

?During the past year, investors have been swooping into the market to take advantage of bargain home prices,? he said. ?Rising rental income easily beat cash sitting in banks as an added inducement. In addition, 41% of investment buyers purchased more than one property.?

NAR notes that 49% of investment buyers paid cash last year, while 42% of vacation-homebuyers did the same.

About half of the investment homes acquired were distressed homes, compared to 39% of vacation homes.

? Tucson Contemporary Home For Sale ?On Golf Course? | Home

Tucson Contemporary Home For Sale ?On Golf Course?

March 28, 2012
by: Vallee Gold Team ? 85755, Home Buyers, Listing, Oro Valley, Arizona Real Estate, RE/MAX Excalibur Realty, Vallee Gold Team

RE/MAX EXcalibur 2012 Sales Rally Alex Charfen ?Market Is Shifting?

January 17, 2012
by: Vallee Gold Team ? Certified Distressed Property Experts, CDPE, CIAS, Distressed, General, Listing, RE/MAX Excalibur Realty, Real estate investor, Uncategorized, Vallee Gold Team

Famous Architect ?Bennie Gonzales? Featured Home 420 Pinto Pl Tucson AZ 85748

November 30, 2011
by: Vallee Gold Team ? 85748, General, Horse Property, Listing, RE/MAX Excalibur Realty, Tucson, Arizona News, Tucson, Arizona Real Estate

Vallee Gold Team Listing 2371 E Skipping Rock Way Tucson, AZ 85737

November 23, 2011
by: Vallee Gold Team ? 85737, Listing, Oro Valley, Arizona Real Estate, RE/MAX Excalibur Realty, Tucson, Arizona Real Estate, Vallee Gold Team

Investment & Vacation Homes Sales Surge

March 30, 2012
by: Vallee Gold Team ? Home Buyers, Housing Market, Second Homes, Tucson Home Buyers, Vacation Homes, Winter Homes

Tucson Contemporary Home For Sale ?On Golf Course?

March 28, 2012
by: Vallee Gold Team ? 85755, Home Buyers, Listing, Oro Valley, Arizona Real Estate, RE/MAX Excalibur Realty, Vallee Gold Team

Local RE/MAX Agents Don & Kathy Vallee Attend International Conference

March 28, 2012
by: Vallee Gold Team ? General, Home Buyers, Local Businesses, Oro Valley, Arizona Real Estate, RE/MAX Excalibur Realty, Vallee Gold Team

FHA Mortgage Premiums Set To Rise in April

March 26, 2012
by: Vallee Gold Team ? FHA, Mortgage, Mortgage Guidelines, Refinance

Tucson AZ Real Estate Market Update 2012

March 13, 2012
by: Vallee Gold Team ? Market Update, Real estate investor, Tucson, Arizona News, Tucson, Arizona Real Estate, Vallee Gold Team

Tucson AZ News on Mortgage Revenue Bond or MRB

February 3, 2012
by: Vallee Gold Team ? Finance, Local Businesses, Marana, Arizona Real Estate, Oro Valley, Arizona Real Estate, RE/MAX Excalibur Realty, RE/MAX Military Relocation, Tucson, Arizona News, Tucson, Arizona Real Estate, Vallee Gold Team

Famous Architect ?Bennie Gonzales? Featured Home 420 Pinto Pl Tucson AZ 85748

November 30, 2011
by: Vallee Gold Team ? 85748, General, Horse Property, Listing, RE/MAX Excalibur Realty, Tucson, Arizona News, Tucson, Arizona Real Estate

RE/MAX Launches A New Global Website

November 9, 2011
by: Vallee Gold Team ? Company news, General, RE/MAX, Tucson, Arizona News

Source: http://tucsonazrealestate.com/2012/03/30/investment-vacation-homes-sales-surge/

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Friday, March 30, 2012

Daily Finance ? Credit, Debt, Insurance, Leasing, Loans, Mortgage ...

Is it all-important to adjustment acclaim score?

There are abounding who are blind of this answer. Most of us are not alike agitated to accept a attending at our acclaim report. We aloof advance it for the annual of it. However such apathy can alone aftereffect in bad acclaim rating. This makes it actual abundant important to adjustment acclaim annual at atomic already in six months.

Credit Annual adjustment plays an important role to clean off the errors and bad animadversion that prevails in your acclaim score. Acclimation not alone helps to clean off the abrogating animadversion but it additionally helps to access the acclaim annual rating. If you accept the acclaim annual with bad animadversion and errors again it is the best time to adjustment your acclaim annual and advance your acclaim score.

Usually acclaim annual ranges from 300-750 but a acceptable acclaim annual is aloft 700. Abounding bodies accept their acclaim annual aural 600-700, which is admired as boilerplate acclaim score. If you accept acclaim annual that is beneath 600 it is all-important that you adjustment it instantly. With the above-mentioned adjustment of acclaim annual you can get added acclaim flexibility. You apperceive that today?s business places added accent on acclaim accompanying accent of acclaim annual has additionally increased.

Credit Adjustment Service allegation you a reasonable fee thereby apprehension you admired services. You can get the best after-effects aural 45-50 days. Acclimation acclaim requires abundant accord of backbone and experience. Beneath are some advantageous tips that can prove accessible in acclimation your acclaim score.

? Order Acclaim Report

Initially you charge adjustment your acclaim address from altered acclaim bureaus. Remember altered acclaim bureaus accept altered means of artful a acclaim score.

? Ascertain the Address Carefully

You charge to analysis your acclaim address properly. It?s absolutely accessible that you acquisition at atomic one error. Acclaim agency calculates your acclaim annual on the base of the advice they get from your creditors. Its your assignment to brightness and up-date your acclaim annual at atomic already in six months.

? Dispute and Document Strategy

If you acquisition any aberration in your acclaim annual assure that you ask the acumen from the corresponding acclaim bureau. Accumulate abreast archetype of every abstracts and notice. The Acclaim Agency commonly replies aural 30 canicule afterwards accepting your letter.

? Dissolve or Break Debts

One of the best means to adjustment your acclaim annual is to deliquesce or break debts, if it exists. This footfall can advance your acclaim annual to a beyond extent.

Other Steps

? Assure that you abutting your anew opened account.

? Close your annual anxiously and slowly.

? As far as accessible abstain revolving balances.

? Maintain low balances.

? In affairs area creditors ask to access your acclaim absolute you charge consistently accumulate it at a abstinent level.

? Add adherence to your acclaim profiles.

Source: http://daily-finance.info/repair-credit-score/

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Things To Consider When Remodeling Your House :: Multiverso ...

Have you tried and succeeded at home improvement before? Do you know the steps for making complex repairs on old or broken appliances? Here are some tips you may already know, plus a few you may not have thought about.

Turn off the plumbing if any home improvement projects will take place in the bathroom or kitchen. As a rule of thumb, if your project involves the water lines, be sure to locate the water shutoff valve to turn the water off before you begin your work. This step will enable you to prevent a flood.

Use a sealant to prevent the asphalt from cracking. Sun and rain can damage the driveway. Water that seeps into cracks and freezes, expands and increases the size of the crack. Sealants prevent damage to your driveway by keeping the elements off of its surface.

One way to make your home feel cleaner is to clean your carpets regularly. High traffic areas on your carpet especially need to be shampooed or deep cleaned regularly. Your house will both look and feel much cleaner.

A beginner?s tip for home improvement is to think about what you personally want to accomplish. A home improvement project gives you a great opportunity to add personal flair to your living space.

Try to group your tools by the type of project they?re used for. You might have one toolbox for plumbing tools and assorted pipes, fittings, and connections used in plumbing. Similarly, you can make a toolbox that contains the parts and tools you need for electrical projects. This will help you find your tools easier, whenever you need them.

Be sure to protect your other belongings when you are remodeling your home. When you start painting, no matter how hard you try to keep it neat, there will inevitably be splatters that will land on other surfaces around the area that you?re painting. Also, when you?re doing any demolition, there will pieces flying around that can scratch and damage the surrounding surfaces. Some specific areas to keep in mind are freshly painted walls, light fixtures, carpeting and sensitive hard floors.

You keep a file with copies of all pertinent documents, like inspection reports, permit applications and the permits themselves. Make sure you ask the contractor if he can provide you with everything.

Installing a new mailbox is an easy way to spiff up your home. By putting in a newer mailbox, your house will have better curb appeal. Observe all local regulations and restrictions while installing the mailbox. Installing a new mailbox is a relatively quick home improvement.

Now that you have read these advanced tips, it?s time to get started on your own home improvement projects. Use these tips in order to avoid the mishaps related to home improvement so you can move on in making your dreams a reality.

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Source: http://dominbenito.com/2012/03/28/things-to-consider-when-remodeling-your-house/

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Thursday, March 29, 2012

Comparison of Search Engine Marketing VS. Social Media ...

There are two ways to promote a business online one is Search engine Marketing and another one is Social Media Marketing. Both are good and effective ways to promote a business online. There is a latest strategy that is creating more and more of buzz within the online marketing field which is called "social media marketing". In this source marketer needs to take help of social media sites and there are so many social media sites available in the internet. Before this new strategy ?social media marketing? was begun in the market, an effective and initial method was used for promoting businesses online is "search engine marketing", In this method marketer used to take help of search engines to promote any business on internet.

Search Engine Marketing (SEM)

  • Generally customers search in the internet for a particular product or any service in when they need of that particular product or they have internet on that particular product. Generally internet users search about any product based on a particular search phrase in the search engines, an internet marketer can easily know the purpose of the customer and this really helps in understanding and identifying the relevant keywords and according to keyword popularity internet marketers creates strategies to promote the business.
  • When an internet user searches for any particular information or any product or service, search engines provide most relevant web results to the query on the top of the SERP means search engine results pages. Relevancy does matter in this way. Generally search engines show most relevant website on top of the search result pages. Most of the internet users focus on the top results which come on top search engine results page.

Social Media Marketing (SMM)

  • Social media is the platform which enables the direct communication with the customers, users, and companies about the particular product or services. Social Media Marketer needs to maintain the credibility of his users in the social networking websites.?
  • This is one of the best tools to know and understand the customer opinions as well as customer?s feedback, and also to keep in touch with the customers.
  • In this source, it is very simple and easy to gain a negative brand image. For example, unfortunately if a person already had poor experience with any particular product or services with any particular organization, he can easily express and share his opinion, feedback with all other group members in a negative tone. This can be very harmful for any particular business.?

Summary: This article is all about the comparison between Search Engine Marketing and Social Media Marketing. There are so many differences between both strategies but you the only way to get most of from these two marketing?strategies?is to prepare your plan according to your website business, product or services.

Author Bio: - The above content and topic was provided by Annie Hintsala from Aslam&Co. If you are looking for a for accountancy firms UK Services assistance? Let's take benefit of Aslam&Co Bank Account & Merchant Services UK ?for your business and get rid of all business problems.

Source: http://infosandreviews.blogspot.com/2012/03/comparison-of-search-engine-marketing.html

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Active Web Group, Inc. Offers Businesses Free Social Media ...


Hauppauge, NY (PRWEB) March 28, 2012

Active Web Group, Inc. (AWG), the award winning online marketing company headquartered in Hauppauge, New York, today announced a Free Social Media Marketing Analysis. This offers firms the opportunity to discover what these online marketing tools are. Interested business owners will also learn how to best utilize these sources to assist in meeting their business objectives.

If the term Social Media evokes images of what kids might be doing instead of their homework, then one might wonder how the same technologies may be applied to help businesses succeed. The principles are the same. Social Media Marketing describes the use of social networks, online communities, blogs, wikis and any other collaborative media used to develop marketing ideas, generate sales, develop public relations or provide customer service. Some of the most common social media marketing tools are Twitter, Facebook, LinkedIn, Flickr, Wikipedia and YouTube.

Often business leaders are amazed by the results they can achieve through Social Media, notes Pat Norton, Vice President and Director of Business Development, Active Web Group, Inc. Among other techniques, Active Web Group customizes marketing strategies to drive large numbers of relevant visitors to their sites, Norton adds. Social media is a good way to connect businesses and consumers. From niche markets to national firms, Active Webs social media campaigns can assist businesses of any size or industry, Norton concludes.

Active Web Group encourages interested business owners to take advantage of the no-cost analysis. The Free Social Media Marketing Analysis is without obligation. Once presented with the array of Internet Marketing options Active Web has available, many opt to have Active Web Groups Social Media Marketing develop a strategy that allows them to realize their online business objectives.

A full-service agency, Active Web Group also has extensive experience in Search Engine Optimization (SEO), Programming (all proficiencies including php, asp and asp.net), Email Marketing, Website Content Development, Graphic Design, E-Commerce, Magento Ecommerce, WordPress Ecommerce and custom solutions and Pay-Per-Click Marketing.

Source: http://www.cop15post.com/active-web-group-inc-offers-businesses-free-social-media-marketing-analysis.html

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Wednesday, March 28, 2012

Check Out the Impact Video Marketing Can Have on Your Online ...

03:41:16 pm on March 28, 2012 | # | Comments Off
Tags: krwe

Video marketing is growing with time and it is one of the next generation forms of marketing on the web. It has the potential to replace all the major types of text on the Internet, yes, it is that powerful. So how do you really make use of this lethal advertising tool for your own purpose and use it in your business? The following outlines a few methods to increase the success of your business using video marketing You?ll discover that video marketing is not only a brilliant marketing tool, but one that can even be fun for you and your visitors.

The Welbeck Group
Give Your Videos Proper Tags

This is one the fastest trends to catch up in the Internet marketing world. It?s hasn?t been done by many people, but it is growing with time. What does a video sales page consist of? It?s nothing but a regular sales page where the video replaces the text. This way, you?re not wasting time typing up obtuse sales copy; you just make a video containing your content and post it on the page. It makes hearing about your product much easier! Be sure to watch yourself before you start this ? you have to outsource your work for the most part, especially if you lack public speaking skills and sales copy proficiency necessary to do this work on your own. It is a plus if you can pitch your product personally. So if you possess confidence and a good speaking voice, you?re on your way to a great reward! Its important to remember that the video itself is your selling device. This means that a professional presentation is very important in order to you to meet your marketing goals. Before you know it, everyone?s going to have video sales pages, so do it while it?s still a novelty.

Keep Track of Your Video Performance.

In the world of Internet information, quality is key. If you?re reading this article, it?s because you are looking for a specific piece of information. Therefore, you must understand the importance of information in addition to entertainment value. While entertainment will draw your audience in, your true goal is to create a video that drive your business forward. You may want to create a video which serves as a brief guide to those people who are in the niche you wish to service. A lot of people use the Internet to search for information; you can fill this need with videos instead of articles. For example, if you are selling a particularly useful product you can use your video to show exactly when and how to use it. Because this video content matches the needs of your niche audience, you?ll have a better chance of finding repeat, return customers and visitors. Also, since Google loves relevant videos, you will be able to rank higher and get targeted traffic. You can establish your reputation as an expert in your field, build relationships with viewers and increase your traffic by creating instructional videos.

The benefits of video marketing are fantastic. Have some fun and create an interesting and factual video. This is one way to ramp up sales and take your business up a notch. There?s no time like the present, when it comes to video marketing. Take a look at it as soon as possible. This radical form of marketing is here to stay and will only grow as time passes by.

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Source: http://samkanewebsite.co.uk/check-out-the-impact-video-marketing-can-have-on-your-online-business/

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Tuesday, March 27, 2012

Information On RAD Rapid Application Development | Business ...

RAD rapid application development is a modern trend in software production whereby minimal time is spent on producing a product while eliminating processes which are time consuming. Laborious documentation that is done in normal planning is avoided to make the process brief and precise. The programmers plunge directly to programming and implementation in a short while. RAD Rapid Application Development

Iterative or prototyping are some of the methods that are used in production. Various techniques can be used together, like prototyping and data-driven information engineering which save on time. Requirements of users are defined using structured techniques.

The beginning of design process involve the utilization of business process and data models as techniques to creating the design. A prototype of a product is then created, which then goes through a validation process to be refined. Business requirements and technical design statement can be combined to construct the product effectively.

Developers must have a clear strategy to avoid doing shoddy jobs ultimately. The method helps in reducing production costs associated with laborious documentation that is done in other conventional methods. Time is saved in this process and therefore mass production is achievable in a short time.

An integration of various phases in planning and implementation are applied in this building process. Some of these phases are: construction, user design, cut-over, requirements planning among others. The techniques work collectively and they aid in decision making. Users meet the analysts to air their needs, the requirements are usable in producing the product. The product is produced and later on, other support services are offered.

A business can choose any version of design process depending on their preference and ability. Other versions include: generation, testing, business modelling, process and data modelling and turn over. When this RAD rapid application development design is used, costs of production are reduced and thus is the best when undertaking production. Any of the two versions work perfectly in production process.

Stop by our site to find out more RAD Rapid Application Development

Tags: business, Business Financial Software, computer, hardware, RAD Rapid Application Development, software

Source: http://quatroplus.org/information-on-rad-rapid-application-development/03/2012/

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Relationship Marketing ? How You Can Be Successful Online ...

[unable to retrieve full-text content]While email marketing has stopped being the only means of reaching your customers, it remains a crucial aspect of internet business building. List building is not focused on quickly growing your subscriber list anymore.

Source: http://articleplatz.com/2012/03/relationship-marketing-how-you-can-be-successful-online/

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Sunday, March 11, 2012

New iPad vs. Top Android Tablets Available Today: Specs Compared


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This time around, the Apple iPad rumor mill was mostly right on. With the Apple's third-generation tablet, we got a super-high-res 2,048-by-1,536-pixel Retina Display powered by a beefed-up A5X CPU, a better camera, and fast 4G LTE on AT&T or Verizon. This all brings up the eternal tablet question again: iPad or Android?
Link: Techreviewsource

Source: http://www.dvhardware.net/review/70000

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Saturday, March 10, 2012

Ore. nurse aide posted Facebook photos of patients

By NIGEL DUARA
Associated Press

PORTLAND, Ore. (AP) - An Oregon nursing assistant spent eight days in jail after a jury found her guilty of taking disturbing photos of elderly or disabled patients and posting them to her Facebook wall.

A jury convicted Nai Mai Chao, 26, of invasion of personal privacy late last month. She was released from prison on Friday.

She was accused of taking graphic photos of patients using bed pans and posting them on Facebook. The pictures date to April 2011.

The pictures show at least two patients - one of a patient lying down and another of the back of a patient's head. The rest of the pictures are of the contents of bed pans.

Her Facebook friends commented on several pictures, expressing disgust or humor about the photos.

Chao surrendered her nursing certificate in January and was fired from the Regency Pacific Nursing and Rehab Center in the Portland suburb of Gresham.

Chao denied taking the photos but admitted posting them.

The charge of invasion of personal privacy is a misdemeanor.

In addition to the jail time, she was ordered to write a 1,000-word apology to a patient that "should be an insightful look at why the defendant did what she did." If the essay doesn't meet that standard, the judge ruled, she could be charged with violating her two-year probation.

She is also forbidden for two years from working in a job that would require her to care for children or the elderly.

Chao did not answer a number listed for her in court documents on Wednesday. A court document notes that she does not have a fixed address.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.wafb.com/story/17118011/ore-nurse-aide-posted-facebook-photos-of-patients

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Friday, March 9, 2012

James Cameron's Deep-Ocean Quest

James Cameron and his submersible, the Deepsea Challenger.

March 8, 2012 4:20 PM Text Size: A . A . A Q

In short, why do this? Why dive to the Mariana Trench?

ATwo of the deepest places in the world?s oceans exist in the Mariana Trench system. But also of interest are the Kermadec Trench and the Tonga Trench, which has possibly the second deepest spot in the world?s oceans?close to 36,000 feet. So there are a number of targets around the Southwestern Pacific that need to be explored. And there are other deep trenches in the world as well. They?re the last great frontier for exploration on this planet. Q

You pioneered the use of syntactic foam as a structural material. What are the benefits of making the sub?s structure double as the flotation system?

ASyntactic foam is an epoxy matrix containing glass microspheres that are hollow. It?s been the standard of deep-ocean construction for about the last 20 years. It had always been used as passive flotation. We thought it was silly to build a vehicle out of negatively buoyant substances, like aluminum or steel, and then have to add all this flotation to get it neutrally buoyant so it could operate at the bottom of the ocean. Q

Did you have to reengineer the foam to make that possible?

AWe had to up our game. We had to make it stronger, and we had to make it a more uniform, more consistent material. So we spent the last couple of years working in, essentially, the materials science of creating the ultimate deep-ocean syntactic foam. We?ve now done that and mass-produced it, at least for our own internal use, to build this vehicle. That?s one example of a kind of heritage of ideas that started 12 years ago and had a continuous through line in all of our technical development. Q

Was that idea considered radical?

AWell, it was so radical no one else was doing it. There were actually several more, [such as] creating lithium-polymer batteries that would operate at ambient pressure, in an oil bath, and also spooling fiber-optic technology, which was our data connection, or our data tether, to the vehicle. These are all common practices now; at that time they were radical and hadn?t been done. And we had to build the vehicle ourselves, operate it, and demonstrate that these ideas worked, and then other people adopted them. Q

Engineering for the incredible pressures at depth is obviously a challenge.

AAnything you design?whether it?s a view port, or an optical front port for a camera system, or a penetrator that allows electrical signals or power to move back and forth across the pressure boundary-?all have to be designed to withstand 16,000 psi. We have six different pressure chambers all in operation around the clock pressure-testing every single component that goes into the sub. Q

Including cameras?

AWe are building full-ocean-depth-rated 3D cameras right now, and we?ll be testing them in a pressure chamber later this fall. We are going to have cameras inside the sub; we?re going to have cameras outside the sub; we?re taking a huge lighting array. We?ll light up the place. We?ll do the same thing we did at abyssal depths, we?ll just do it at Hadal depths. Q

You?ve had incredible successes pushing the bounds of 3D for recent feature films. What can 3D do for exploration?

AI think the lessons, the takeaway, for the lay public are deeper and more meaningful when they see it in 3D. You feel engaged. You feel like you are bearing witness to what?s happening, as opposed to watching, and I think these are subtle differences, but they are very real. And I think it has to do with our brain wiring. There?s neuroscience that now shows the regions of the brain that process parallax. They relate it to other parts of the brain that are doing image analysis . . . and giving you all kinds of depth cues that have nothing to do with parallax. But when you add parallax?or stereoscopy, or stereospis as it?s called medically?into it, all of a sudden it all clicks and it becomes very real. Q

There have been rumors that you?re interested in deep-ocean footage for Avatar 2.

AI don?t know where that originated, but that?s crazy. There?s nothing I?m going to learn at the bottom of the Mariana Trench that?s going to in any way impact Avatar. I?m perfectly capable of imagining all the underwater creatures I need without seeing any more than I?ve seen in 40 years of diving. Q

The media has also characterized this dive as part of a "race to the bottom."

AThis is a project that I started six years ago with some engineers that worked with me on my [previous dives]. I?ve already done seven deep-ocean expeditions. We just decided to build a sub that had the capability to go to those depths, which does not exist in the world right now. Q

Who?s going to pay for it?

AI am. If it was being done by a major oceanographic institute or by the government it would be [expensive], sure. But we?re doing it super cheap because we have good engineers and good ideas and we cut away all the fat, and we work with a very small team. So we think we are going to get a lot of bang for the buck. Q

Do you know how much it?s going to cost?

AI know exactly how much it?s going to cost?not to the penny, because we?re not done yet, but it?s going to be in the zone of $8 million. I spent two and a half million dollars building the ROVs that we used to explore the inside of the Titanic and the Bismarck, and then we took them to the hydrothermal vents in 2003, and then we took them to the Titanic again in 2005. Those things eventually paid for themselves twice over, so there?s no reason to assume that I can?t make money with this vehicle as well, or at least pay for it. Q

When you go down in the sub, how would you describe your state of mind?

AI think there?s a sense of heightened alertness in the weeks and then days and then hours leading up to any given dive. You?ve planned, you?ve thought of everything, you?ve worked through all your contingencies, you?ve double- and triple-checked all of the hardware. You?re pretty certain of success or you won?t be diving. You will have called a hold and worked the problem and fixed it. There?s always a slight apprehension, but for me the moment I?ve gone through the hatch and sealed it, it?s just the excitement of the dive itself?of looking forward to what we are going to see, what we are going to record, and what we are going to discover. And that wipes away any sense of apprehension from that moment on. Q

And what is it that keeps pulling you back to ocean exploration?

AI love the ocean. It?s still a very mysterious and enigmatic place. And I love exploration in all its forms. For me, the question is what keeps pulling me back to Hollywood. I?m much more at home in exploration and scientific investigation. That just suits me better than the crazy, glossy, fickle world of Hollywood. You make a movie and you?re judged by a bunch of bozo critics; you do a piece of engineering and . . . the laws of thermodynamics are not an opinion. They?re an immutable set of rules; you play within those rules when you do engineering, and your stuff either works or it doesn?t. Q

That passion for engineering certainly comes through in your movies.

AI guess there?s an overlap between those worlds in two ways. One, I like doing movies about the impact of technology on our lives, and even Titanic can be lumped into that category. The other is we use the most advanced technology we can lay our hands on at the time we make the movie. To me, that makes it more fun.

Source: http://www.popularmechanics.com/technology/engineering/news/james-cameron-on-his-deep-ocean-quest-7189937?src=rss

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Thursday, March 8, 2012

Simplifying Insurance a la Obamacare

Obamacare requires health insurance companies to produce a summary of benefits and coverage (SBC) based on a government-imposed template and glossary. Below is a sampling of the requirements (70 pages) concocted by the Departments of Health and Human Services, Labor, and the Treasury to simplify the task.

  1. The summary of benefits and coverage ?must be presented in a uniform format, cannot exceed four double-sided pages in length, and must not include print smaller than 12-point font.? It also must ?replicate all symbols, formatting, bolding, and shading.?
  2. Plans and issuers must provide the summary of benefits and coverage in a ?culturally and linguistically appropriate manner.? (The government?s template and glossary are available in ?Spanish, Tagalog, Chinese, and Navajo.?)
  3. ?The items shown on page 1 [of the template] must always appear on page 1, and the rows of the chart [in the template] must always appear in the same order. The chart starting on page 2 must always begin on page 2, and the rows shown in this chart must always appear in the same order. However, the chart rows shown on page 2 may extend to page 3 if space requires, and the chart rows on page 3 may extend to the beginning of page 4 if space requires. The Excluded Services and other Covered Services section may appear on page 3 or page 4, but must always immediately follow the chart starting on page 2. The Excluded Services and Other Covered Services section must be followed by the Your Rights to Continue Coverage section, the Your Grievance and Appeals Rights section, and the Coverage Examples section, in that order.?
  4. ?The footer must appear at the bottom left of every page.?
  5. ?The uniform glossary of health coverage and medical terms may not be modified by plans or issuers? (e.g., ?Emergency Room Care? is to be defined as ?Emergency services you get in an emergency room?; ?Physician Services? is to be defined as ?Health care services a licensed medical physician provides or coordinates?; and ?Prescription Drugs? is to be defined as ?Drugs and medications that by law require a prescription.? The glossary is intended to be educational in nature and the definitions may not be the same as definitions used by a plan or issuer.?)
  6. ?Plans and issuers have the option to use their logo instead of typing in the company name if the logo includes the name of the entity sponsoring the plan or issuing the coverage.?
  7. In the ?Answers? column for the question What Is The Overall Deductible? issuers must answer ?$0? if there is no overall deductible. In the ?Why This Matters? column for the same question, the following language must be used if there is no overall deductible: ?See the chart starting on page 2 for your costs for services this plan covers.? In the ?Answers? column for the question Are There Other Deductibles for Specific Services? the following statement must appear at the end of the list if the plan has more than three other deductibles and not all deductibles are shown: ?There are other specific deductibles.? If the plan has fewer than three other deductibles, the following statement must appear at the end of the list: ?There are no other specific deductibles.?
  8. ?List placement must be in alphabetical order for each box. The lists must use bullets next to each item.?
  9. ?Each plan or issuer must place all the following services in either the Services Your Plan Does Not Cover box or the Other Covered Services box according to the plan provisions?:
  • Acupuncture
  • Bariatric Surgery
  • Chiropractic Care
  • Cosmetic Surgery
  • Dental Care (Adult)
  • Hearing Aids
  • Infertility Treatment
  • Long-term Care
  • Non-emergency Care (when traveling outside the U.S.)
  • Private-duty Nursing
  • Routine Eye Care (Adult)
  • Routine Foot Care
  • Weight Loss Programs
  1. ?[T]he Departments authorize the SBC to be provided either as a stand-alone document or in combination with other summary materials (for example, a summary plan description), if the SBC information is intact and prominently displayed at the beginning of the materials (such as immediately after the Table of Contents in a summary plan description). For health insurance coverage provided in the individual market, the SBC must be provided as a stand-alone document.?
  2. ?The requirements to provide an SBC, notice of modification, and uniform glossary under PHS Act section 2715 and these final regulations apply for disclosures with respect to participants and beneficiaries who enroll or re-enroll in group health coverage through an open enrollment period (including re-enrollees and late enrollees), beginning on the first day of the first open enrollment period that begins on or after September 23, 2012. For disclosures to participants and beneficiaries who enroll in group health plan coverage other than through an open enrollment period (including individuals who are newly eligible for coverage and special enrollees), the requirements under PHS Act section 2715 and these final regulations apply beginning on the first day of the first plan year that begins on or after September 23, 2012. For disclosures to plans, and to individuals and dependents in the individual market, these requirements apply to health insurance issuers beginning on September 23, 2012.?
  3. ?Each plan or issuer must calculate and populate the Patient Pays total and sub-totals based upon the cost sharing and benefit features of the plan for which the document is being created. Each plan or issuer must calculate and populate the Plan Pays amount by subtracting the Patient Pays total from the Amount Owed to Providers total.?
  4. ?The row for communicating premium information has been removed from the summary of benefits and coverage template document and the instructions for completing this section have also been removed.?

The materials described in this guidance document are authorized by the departments for the first year of applicability only; the departments intend to issue updated materials for later years.

The total 2012 burden estimate for issuers to produce the summary of benefits and coverage is 1,500,000 hours, with an equivalent cost of about $63,000,000 and a cost burden of $9,000,000 for a total of $72,000,000.

Source: http://blog.heritage.org/2012/03/07/tales-of-the-red-tape-28-simplifying-insurance-a-la-obamacare/

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Monday, March 5, 2012

Cheap payday loans: Get Cheapest Deal Of Finance ? Simple ...

Get caught in fiscal troubles? Want to come out of the situation! Just feel free in applying for cheap payday loans that are available in the unsecured forms where you have to use no collateral against the loan sum. It is considered as the best and cheapest way of borrowing money whenever you want as you are not asked to get involved in any tough applying process. The moment, you make your application, you are helped out and the finance is directly deposited into your account in next few hours.

Cheap payday loans are considered as the unique source of money for people living on limited monthly salary. It arranges instant and easy finance to them in a short time period and people can meet their expenses without any hassle. With these loans, a person can gain a sum up to 1500 pounds for a period of 30 days and then, he has to settle the loan when he receives the next payday.

The online applying proceedings of the cheap payday loans make the approval process fast and hassle-free. The rocking feature of these loans is that it doesn?t apply any credit check and so, people get money on time. People with bad credit issues can borrow money to cater any need that takes place on time. If you have arrears, defaults, CCJs, insolvency, late payment, skipped payment, missed payment and even other issues as well, you don?t need to hesitate in approaching for these deals.

All you have to do is to make an application with some personal details, such as name, address, monthly income, age proof and even other issues as well and then, you can get your application approved in a while. So, stop looking for another substitute and get hold of finance using cheap payday loans that are just perfect options for you.

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Cheap payday loans are offered without collateral, showing credit rating and even other hurdles that occur time to time.

Andra Nail is a great writer on the loan articles. He has proved his good command over the knowledge of loans with his constant work on the loan articles. For further information about instant cash loans , no worries loans visit http://www.cheappaydayloans.me.uk

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Source: http://www.wkccradio.com/business-loan/cheap-payday-loans-get-cheapest-deal-of-finance

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